Housing benefit

Are you missing out on Pension Credit?

Many eligible pensioners are missing out on Pension Credit. Could you or someone you know be one of them?

What Pension Credit is

Pension Credit is extra money to help with living costs. It is for people who are over the State Pension age and have low income. You could get extra money each week and it can also act as a gateway to additional types of support, such as:

• Housing Benefit if you rent the property you live in
• Support for Mortgage Interest if you own the property you live in
• A Council Tax discount
• A free TV licence if you’re aged 75 or over
• Help with NHS dental treatment, glasses and transport costs for hospital appointments, if you get a certain type of Pension Credit
• Help with your heating costs through the Warm Home Discount Scheme

Who can claim Pension Credit

You can claim Pension Credit if you are of State Pension age and are on a low income. You can get Pension Credit even if you have other income, savings or own your own home.

When you apply for Pension Credit your income is calculated. If you have a partner, your income is calculated together. If your income is higher, you may still be eligible for Pension Credit if you have a disability, care for someone, or have housing costs.

View more information on Pension Credit eligibility on the GOV.UK website.

How to claim Pension Credit

Make a claim for Pension Credit on the GOV.UK website. 
You can also call 0800 99 1234

Support available if you are not eligible for Pension Credit

Visit our Money and benefits page to see if you can get help and support, or use our better-off calculator to find out which benefits you might be eligible for.

Free local help is available

If you would like to talk to someone about claiming Pension Credit or related support, please contact Age U.K. Cambridgeshire and Peterborough Information and Advice team.

Phone: 0300 666 9860 (8am–7pm daily)
Email: infoandadvice@ageukcap.org.uk.