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Prepare for future flooding

If your property is experiencing flooding, or is at imminent risk of flooding, we recommend you read our emergency flood advice page. It provides a checklist of things to do just before or during a flood.

On this current page, we cover the topic of understanding and preparing for the risk of flooding that could happen in the future.

There are things that you can do in advance to minimise damage to your property and help with the recovery afterwards.

Check if your property is at risk of different types of flooding

Use the following information to find out if your property or local area is at risk of flooding.

You can use the GOV.UK flood risk checking tools to find out if your property could be affected by any of the following types of flooding. See the next dropdown box on this page for the links.

Flooding from main rivers (also known as 'fluvial flooding')

River flooding can happen when the amount of water in the river exceeds its capacity, causing it to overflow onto low-lying, adjacent land. This adjacent land is known as the 'flood plain'. The Environment Agency is responsible for managing the risk of flooding from rivers.

Flooding from surface water

Peterborough is at risk from surface water flooding which can occur in almost any location. It can be caused by heavy rain, minor watercourses, overflowing sewers or groundwater. Water will run towards lower areas where it may pond. Surface flooding is often localised and on a smaller scale than flooding from main rivers.

The surface water may be unable to soak into the earth because it is already fully saturated, or because the surface is impermeable.

Flooding from reservoirs

The risk of reservoir flooding is very low because of the management and resilience measures in place for reservoirs. There are three large water bodies in Peterborough that contribute to the area's risk of reservoir flooding - Nene Washes, Rutland Water and Crowland's Cowbit Washes.

Flooding from groundwater

While groundwater levels can be high anywhere, flooding caused by groundwater is more likely in areas built upon sand and gravel because water can travel easily through the ground. There is currently no publicly available maps to show the risk of groundwater flooding.

The Environment Agency offers a service where you can sign up to receive flood warnings and alerts by phone, text or email. The service is free and provides messages about flooding from rivers, the sea and groundwater. 

Sign up for flood alerts on the GOV.UK website.

View information on what the different flood alerts mean on the GOV.UK website.

Prepare a flood plan

Once you have understood the flood risk to your home, business or community, we advise you to create a plan so that you and others know what to do should a flood occur. 

Consider all the scenarios that might happen, create your plan, keep it somewhere safe, and make sure all the relevant people are familiar with where to find it and what to do.

If you had a relative at home on their own, would they know how to safely turn off the electricity, water and gas supplies? If a business manager was on annual leave, would employees know how to turn off machinery and where to temporarily relocate stock?

View our information below on how to create a household emergency plan, business continuity plan or community plan.

A household emergency plan is a document that your household creates to pull together all the important information that you might need in an emergency such as a flood. Do you all know your home insurance provider and details? Do you all know phone numbers and addresses of family and friends without looking in your phone or address book? Do you all know how to turn off the electricity, water and gas in your home safely? What about looking after pets?

The Cambridgeshire and Peterborough Local Resilience Forum (CPLRF) brings together blue light emergency services, local authorities, the Environment Agency, public health organisations, military, government agencies, transport, utility organisations, and the voluntary sector to help plan, prepare for and respond to emergencies. On their website, you can find advice and information to help prepare for different types of emergency, including flooding:

Business Continuity Management (BCM) is about ensuring that essential services and operations continue during and after disruptive incidents such as flooding.

During a flood, your business may experience power outages, loss of premises, damaged stock or equipment, staff shortages, supply chain issues, health and safety hazards etc. Having a BCM plan in place helps prepare you and your staff for disruption and can enable faster recovery, reduce any financial loss and protect your reputation.

Being prepared for a flood is the best way to reduce its impact on your community and ensure a quicker recovery. If flooding is widespread, emergency services may need to prioritise those in immediate danger or safeguard critical infrastructure, meaning some areas might have to wait for assistance with non-emergencies.

Any community group can create a Community Emergency Plan to help their area be more resilient. Even if informal arrangements already exist, having a plan can bring everyone's ideas together into one document. This makes it easier for your community to understand and follow the plan.

Prepare a grab bag

If a flooding emergency occurs in the future, you may have to stay put in your home or evacuate. In the event that this happens, it is important that you have essential items ready so that you and your family are prepared. 

When an emergency situation is actually happening, it can be hard to think about and locate what you need quickly.

If your mobile phone was out of battery, or you were separated from your address book, would you know the contact details for family and friends? If there was a power outage, do you have a torch and spare batteries? If you had to leave in a hurry with a pet, would you think to pick up its food on the way out? Do you have plasters to cover any cuts to protect you from germs in flood water?

Find a full list of items to put in grab bags or emergency packs for different emergency scenarios on the Cambridgeshire and Peterborough Prepared website.

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Research measures you can take to protect your property from flooding

There are things you can proactively do at your home or business to help protect it from flooding. You could consider measures such as installing Property Flood Resilience (PFR) products or different drainage features.

Installing Property Flood Resilience (PFR) measures at your home or business can help reduce the impact and damage caused by a flood.

PFR measures are split into two categories:

  • Installing permanent or temporary products at your property to prevent flood water from entering - e.g. flood barriers, air bricks, water resistant mortar etc.

  • Adapting or changing fixtures and fittings at your property to reduce the damage caused by flood water once it enters your property - e.g. raising sockets and appliances, changing the flooring, using fittings made of water resistant materials such as stainless steel etc.

Find out more:

Please note you may need planning permission to do some of this work, particularly if it affects the flow of a river or diverts flood water.

Check if you need permission to do work on a river, flood defence or sea defence - GOV.UK.

Inspect your drainage regularly

You should regularly inspect any drainage at your property to make sure it is working efficiently and clear from obstruction. Drainage assets at your property could include:

Taking time to inspect drainage assets (where practical), and arranging for them to be cleared (if they are your responsibility to maintain), can help to ensure water at your property can drain effectively.

Check what your insurance covers

The high cost of clean-up, repairs and replacement following a flood means it is important that you have sufficient insurance for your home, business, contents and vehicle.

View the 'prepare for flooding - get insurance' information on the GOV.UK website. It covers where homeowners, renters and business owners can get advice, plus what to do if you're struggling to insure your property or need proof of flood risk.

If your home is at risk of flooding, it’s important to have a record of your possessions so you can claim insurance. Take pictures of everything – especially your valuable items. This will make things easier when claiming and recovering from flood damage.

Keep your insurance documents in a safe, dry place. Make sure everyone in your household knows which companies you're insured with and where to locate the documents. If you need to evacuate your home during a flood, take your insurance documents in a grab bag so you can refer to them later if you can't return home straightaway.

Join the Priority Services Register (if eligible)

The Priority Services Register (PSR) is a free UK-wide support service where residents can sign up to let their gas or electricity supplier and network operator know that they might need extra help. This extra help could be priority during a power cut, passphrases to help improve doorstep security, assistance with reading bills etc.

Eligible residents include those who:

  • Are pregnant or have children under 5
  • Are over the state pension age
  • Have a long-term health condition or disability
  • Need to store medicine in a fridge
  • Need temporary help - e.g. recently bereaved or discharged from hospital etc

Find more information about joining the Priority Services Register on the Ofgem website.

Report issues with drainage, surfaces, infrastructure and maintenance

If you notice an issue with a drain near where you live, a new development with impermeable surfaces or a riparian owner not fulfilling their responsibilities, please let us know:

Information for owners of riverside property

Riparian owners have a responsibility to allow water to flow naturally without obstruction, diversion or pollution. This includes maintaining the bed and banks and clearing debris from the watercourse. This applies even if the obstruction did not originate from within your land.

We have produced a riparian ownership guide which details the role of riparian owners and how to reduce flood risk to protect your property, your neighbours and the local environment.

View our riparian ownership page and guide.

Last updated: 01 October 2026
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